Grow Approvals Without Growing Losses

How can lenders increase approvals without increasing charge-offs?

In this episode of Leaders in Lending, Dan Harp, Chief Lending Officer at 717 Credit Union, discusses how decision engines and AI-powered underwriting models are reshaping risk assessment. From 2,000-variable models to borrower trajectory analysis, this conversation explores:

• Credit scoring limitations
• AI and machine learning in underwriting
• Decision engines vs human exceptions
• Portfolio performance monitoring
• Mortgage risk strategy
• Economic outlook for 2026
• Compliance burden in credit unions

If you lead lending strategy, risk or growth, this episode offers practical insight into scaling responsibly.

Listen on leadersinlending.ai